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Lower Interest Rates

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THRIFTY TIPS                                May 22, 2008
        "Pinch your pennies until Lincoln squeals..."
------------------------------------------------------------   

Greetings Thrifty Friends, Good Morning

Remember to keep a positive attitude. Reaching your 
goals by living on a budget does not mean your're 
"cheap" or "Poor". Living within your means is a 
big success. 

Have A Good Day!

Keep pinchin' those pennies,   
Penny   

Watch this one-of-a-kind video of Hollywood's greatest leading ladies!
http://pd.gophercentral.com/r/198/c/102/a/100226/l/184kb6

------------------------------------------------------------ 
AMERICA'S GREAT ROAD TRIPS & SCENIC DRIVES Six DVD Collection
Take an enchanting journey....

Store Price: $59.99
DEAL PRICE: $29.99

Road trips have beginnings and ends, but its what is in between
that counts. This collection takes you down the American roads
less traveled to discover the pulse of the Heartland, the scenic
splendor of the country's most treasured national parks, the
people and communities created far from major cities and the
distinctive charm that is uniquely American.

Disc #1: America's Scenic Drives: From Maine to Key West

Disc #2: America's Scenic Drives: From Texas to Yellowstone

Disc #3: America's Scenic Drives: From Arizona to Alaska

Disc #4: America's Great Road Trips: California, Hawaii, Alaska,
         Montana, Idaho & Wyoming, Washington

Disc #5: America's Great Road Trips: Red Rock Rim, Northern New
         Mexico, Natchez Trace, Blue Ridge, Vermont, Michigan

Disc #6: Ghost Towns

Take an enchanting journey without ever leaving your living room
with this 6-volume DVD set that the entire family will love.
In fact if you visit the site, we'll show you a video clip from
one of the discs. Visit:

AMERICA'S GREAT ROAD TRIPS & SCENIC DRIVES Six DVD Collection


                           *****   

TODAY'S THRIFTY TIP:  

Remember: When trying to save money, use the Five R's:
 
Repair, Restore, Reduce, Reuse, Recycle - these alone 
will save you a lot of money. Try it for a month or 
two to see how much you actually do save. New isn't 
always better!

BONUS TIP: 

Before you buy something, ask yourself these 
questions:

---Can I live without this?
---Do I need it? Or merely want it? 
---Do I already have something I can use instead?
---Can I borrow it from a friend or family member?
---How long will I have to work to pay for this? 

BONUS TIP: 

Lower Interest Rates

Call your credit card company and ask them if they 
will lower your interest rate. If they tell you no, 
ask to speak to a manager. Tell them that you just 
received a notice that you were pre-approved for a 
different credit card with a much lower interest 
rate. mention that you like their card, but unless 
they can lower the interest rate, you will have no 
choice but to switch. This usually gets their 
attention because they would rather get less money 
out of your interest rates than no money at all 
from you.

                           *****   

ATOMIC BOND PUTTY (3 Tubes in a package)
Mixes Like Clay... Hardens Like Steel...

Normal Price: $19.99
DEAL PRICE: $9.99
Get 2 Packages for $15.98

No matter what the job, you can repair it fast, safe, easily
and PERMANENT with this amazing Atomic Bond Putty.

Bonds, seals leaks and repairs gouges in steel, aluminum, wood,
fiberglass, concrete and ceramics in only 20-30 minutes.

It's EASY! Simply cut, knead to activate and apply.

Mixes like clay, stays where you put it, then hardens like steel.
Bonds, fills, anchors, caulks and waterproofs just about anything.

Can even be molded into or around any shaped or material. Once
dried, it can be sanded, dried and painted. This special,
reader's only price, includes 3 tubes in a package for just
$9.99... Get two packages, 6 tubes total, for $15.98. VISIT:

ATOMIC BOND PUTTY (3 Tubes in a package)


                           *****   

        *** PENNY'S THRIFTY TIPS BOOK IS HERE  ***   

Save your money simply and successfully with all of Penny's   
best Thrifty Tips. For more info or to order visit:   
http://www.gophercentral.com/book/thrifty.html

                           *****  

Free Viral Videos at:  http://www.evtv1.com

Catch Up With Old Tips: 
ARCHIVES: http://archives.gophercentral.com/newsletter_21.html   

Talk or share tips: 
Forum: http://archives.gophercentral.com/forum/forums/forum-
view.asp?fid=18

------------------------------------------------------------
Questions? Comments? me at: mailto: 
Email Penny   
************************************************************ 
END OF THRIFTY TIPS - Another GopherCentral Publication   
Copyright NextEra Media. 2008. All rights reserved.   

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