Home | Newest Editions | Most Popular Issues | Free Newsletters | Forums

Custom Search
Publication: Investor's Notebook
NATURE'S RUIN THE IMPROVING CASINO OF LIFE

Subscribe FREE to Investor's Notebook by clicking here.



       Investor's Insight - November 21, 2006           
          "A Digest of Investment Opinion From the 
             World's Leading Financial Advisers"


************************************************************ 

NATURE'S RUIN: THE IMPROVING CASINO OF LIFE
by Scott Burns

RUIDOSO, N.M. -- There is a difference between gambling 
and real life. If you've ever gambled, you've probably 
noticed.

When you gamble and play a particular game, the odds are 
known. They may be against you, but they are known. 

Real life isn't like that. The odds change all the time. 
You never really know them. That may be why some people 
like gambling: In a peculiar way, it's more secure than 
real life. 

And some games have better odds than others.

------------------------------------------------------------

NO KID CAN RESIST DINOSAURS... 
And We've Got A Cool & Unique Dinosaur Item for Under $2

Growing Dinosaur Egg Pets are the coolest new way to hatch 
yourself a new friend.

You kids will delight as they watch their little reptile 
egg hatch into Dinosaur. The excitement grows as the egg begins
to crack open and slowly a baby dinosaur appears.

It's so easy... Simply put the egg into a container of water 
and wait for the hatching. When out of the egg remove the shell 
and place the dinosaur into its own larger container of water, 
and it will continue to grow and grow. 

These novel pets are obviously not living creatures, but are 
highly amusing. Amaze your children with this educational and 
fun experiment. These toys are NON-TOXIC. Oh and the best 
part is the price... get an egg for just $1.99. Visit:

Growing Dinosaur Egg Pets

------------------------------------------------------------

Here at the Inn of the Mountain Gods Resort and Casino, 
as with virtually all casinos, the blackjack tables have 
the best odds; the slots have the worst. Play disciplined 
basic blackjack and you'll still face Gambler's Ruin, an 
unrecoverable loss. But you'll stay in the game longer 
than at the slots.  

So what's a personal finance columnist doing at a casino? 
Simple: My wife and I are here to gambol for the weekend, 
not gamble. We're here for the resort part, in celebration 
of my 66th birthday.

Today, the odds favor my having many more. 

I learned this from the United States Life Tables for 2003, 
published by the National Center for Health Statistics. It 
tells the story of what might be called Nature's Ruin -- 
the rounds we all play in the game of life. We still face 
ruin in this game, but the odds improve every year.

For all the daily news of misery, angst and death, this 
document tells us something different. It tells us that 
the odds in the Casino of Life are getting better. We can 
play more rounds before being overtaken by Nature's Ruin. 
And unlike wealth or poker winnings, a longer life is 
widely and democratically distributed.

If you don't think this is grand today, trust me, you will 
when you are 66.

Of course, the improvement is glacially slow by videogame 
standards.

But it's real. And it is measured in what truly counts: 
years of life.

In 1940, the year I was born, the life expectancy of a 
white male was 62.1 years. That's nearly four years less 
than I have already been alive. A white male born in 2003 
had a life expectancy of 75.3 years. That's an improvement 
of 13.2 years. It happened in what is now less than a 
lifetime. Expectancy improved about two years for every
decade.

A black man born in 1940 had a life expectancy of only 51.5 
years -- a full decade less than a white man. He could ex-
pect to pay the employment tax every year of his working 
life. But he could also expect to die more than a decade 
before he was eligible to collect his Social Security ben-
efits. (Readers who've opined that a national sales tax was 
unfair and regressive should ponder this odd little wrinkle 
in our current tax system.) 

A black male born in 2003 can expect to live 69 years, an 
improvement of 18.5 years, about three years for each decade.

------------------------------------------------------------

You Can Lose Weight Over The Holidays!

The Amazing Hoodia Diet Patch Will Help You Lose 20 lbs In
6 Weeks Without Hunger! Eat The Foods You Love And Burn Fat!
As Seen On CBS 60 Minutes. 100% Satisfaction. Free Trial!
Visit: 

Curbyourcravings.com

------------------------------------------------------------

Things look pretty good going forward, too.

The life expectancy for a white male at age 65 is now 16.9 
years. The life expectancy for a black male at 65 is 14.9 
years. Black men, who have survived the greater hazards of 
life to age 65, now have a gap of only two years. 

As everyone knows, women of both races live longer. But the 
improvement for black women has been spectacular -- a gain 
of 21.2 years in expectancy from 54.9 at birth in 1940 to 
76.1 in 2003.

This is the main event. Everything else is a side show.

Live long and prosper.

You can discuss this issue or any other topic in the new 
Investor's Insight forum. Check it out here...

 
Investor's Insight Forum

(Investor's Insight reflects the opinions of experts. It does 
not recommend any specific investments, and no endorsement is 
implied or should be inferred. For more information, contact 
the individual firms cited).

COPYRIGHT 2006 UNIVERSAL PRESS SYNDICATE

-----------------------------------------------------------

          GopherCentral's Question of the Week

WIll Nancy Pelosi make a good Speaker of the House?

     Please take a moment to share your opinion, visit:

Question of the Week
------------------------------------------------------------

Viral Videos on the Net at evtv1.com
 www.evtv1.com 

************************************************************

Want some Fun and Amusements sent to your email F-R-E-E?  
Visit:
More Fun & Newsletters
____________________________________________________________
END OF INVESTOR'S INSIGHT
Copyright 2006 by NextEra Media. All rights reserved.
Go ahead and forward this, in its entirety, to others.

E-Mail this issue
Subscribe FREE to Investor's Notebook by clicking here.

The Investor's Notebook Forum
Is Vanguard the way to go?
gifting
Which Investment
View this Forum | Post a topic to this forum






Money - Everyone Has A Price

Watch Video Clip

Home | Newest Editions | Most Popular Issues | Free Newsletters